Reference library

Trusted sources

MyCalcVault is built around simple calculators, but money decisions need context. This page lists the official consumer resources used to shape the site's explanations, checklists, and limitations.

Mortgage and home buying

CFPB: costs that come with taking out a mortgage

Used for explaining why principal and interest are only part of the cost picture.

CFPB: fees paid when closing on a mortgage

Used for cash-to-close and closing-cost checklists.

CFPB: down payments and mortgage terms

Used for down payment trade-off guidance and PMI reminders.

Auto loans

CFPB: how to compare auto loan offers

Used for comparing amount financed, APR, term length, monthly payment, and total cost.

CFPB: auto loan key terms

Used for plain-language explanations of APR, principal, amortization, and total cost.

Savings and investing

CFPB: how to save for emergencies and the future

Used for emergency-fund planning context and the need for accessible cash.

Investor.gov: save and invest roadmap

Used for separating savings, debt, emergency reserves, and investing decisions.

Investor.gov: what it means to invest

Used for explaining investment risk and why near-term cash should be treated differently.

Investor.gov: compound interest calculator

Used as a reference point for contribution, time horizon, interest rate, and compounding concepts.

Investor.gov: compound interest glossary

Used for the basic definition behind the savings and investment growth explanations.

Investor.gov: check investment professionals

Used to remind readers that educational projections do not replace professional due diligence.

How sources are used

MyCalcVault does not copy these resources. The site uses them to check terminology, identify important cost categories, and avoid presenting calculator outputs as complete financial advice.

If a source changes or a page becomes unavailable, use the contact page to report it so the reference can be reviewed.