Terms of use

Educational use only

MyCalcVault provides general educational information and scenario estimates. Nothing on the site is individualized financial, legal, tax, or investment advice.

No guarantee of fit for every situation

Real-world outcomes depend on lender terms, rates, taxes, insurance, regulations, fees, timing, and personal circumstances. You are responsible for verifying important decisions with the relevant provider or qualified professional.

No professional relationship

Using the site does not create an advisor-client, lender-borrower, broker-client, or attorney-client relationship.

External resources

If the site links to an outside website, that link is provided for convenience or additional context. MyCalcVault is not responsible for third-party content, offers, or services.

Permitted use

You may use the public calculators and guides for personal, educational, and non-commercial research. Do not interfere with the site, attempt to bypass security controls, misrepresent a calculator result as a guaranteed quote, or republish substantial site content as your own.

Content ownership

Unless a page says otherwise, the original explanations, interface copy, calculator presentation, and site design are owned by MyCalcVault. Names and materials belonging to linked third parties remain the property of their respective owners.

Site changes

Pages, formulas, explanations, and site design may change over time as the website is updated or corrected.

Contact

Questions about these terms can be sent to contact@mycalcvault.com.